Real estate investing insights, guides and secrets by Kiavi

Discovering Arizona — 5 Cities for Lucrative Real Estate Investments

Written by Deanna Lubin | May 22

Welcome to the sun-kissed state of Arizona — an investor's playground brimming with profitable real estate opportunities! With its breathtaking landscapes, diverse culture, and ever-growing population, Arizona is carving out a niche as a hotspot for real estate investment. Fasten your seatbelts as we take a whirlwind tour through Arizona's best real estate locations.

Arizona real estate market: a quick look

The population of Arizona soared by 750,000 residents between 2010 and 2020[1], and the state is showing no signs of slowing down. With big businesses like Tesla and Oracle migrating to this sun-soaked state, Arizona's real estate scene is just as sizzling as its summer temperatures!

Arizona's real estate market is popular among investors nationwide, especially in cities like Phoenix, Scottsdale, and Tucson. The price-to-rent ratio is around 19, according to the 2020 Census[2]. This indicates that renting is a more favorable option for numerous individuals. Additionally, it strengthens the rental market.

Phoenix Metro Area: A Phoenix rising

Phoenix, Arizona, the "Valley of the Sun," is a flourishing metropolis with a robust economy, a growing population, and an active housing market, making it an attractive destination for real estate investors. The city's diverse cultural scene, acclaimed universities, and a significant influx of tourists contribute to the thriving demand for housing and rental properties.

Phoenix's economic landscape is impressive. The city has shown significant resilience and recovery from the 2020 pandemic, with 2.3 million jobs as of January 2023. Its unemployment rate is also lower than the national average, standing at 4.6% compared to the national average of 6.0%[4]. This abundance of job opportunities creates a stable environment that can sustain a healthy demand for housing.

Phoenix's population is also on a steady upward trajectory, reaching 1,651,344 in 2023, marking it the largest city in Arizona and the 5th largest in the United States[5]. This consistent growth indicates a robust demand for home ownership and rentals, presenting a lucrative opportunity for real estate investors.

Phoenix's housing market remains vibrant despite a 6.4% drop in home prices from 2022[6]. The median house price as of May 2023 stands at $440K[7]. Coupled with a strong rental market, where the median rent is $2,072[8], Phoenix's real estate market offers excellent potential for investors.

Based on this data, real estate investors might consider the following exit strategies in Phoenix:

  • Buy-and-Hold: Given the city's steady population growth and strong rental market, investors could consider buying properties to rent out. This strategy can provide consistent rental income and potential long-term appreciation.
  • Fix-and-Flip:Although home prices have dropped recently, the robust demand for housing indicates that renovated properties could sell quickly and profitably.
  • Development:The steady population growth and economic stability may create opportunities for new construction or development projects, particularly in fast-growing neighborhoods.
  • Long-term Rentals:Given the strong rental market, long-term rentals could be an excellent strategy for generating a steady income.

Phoenix provides a promising environment for real estate investors with its robust economy, growing population, and active housing market. As always, investors should carefully assess their individual financial goals and risk tolerance when choosing their investment strategy.

Scottsdale: The diamond in the desert

Scottsdale, Arizona, known for its upscale lifestyle and resort-like ambiance, offers a unique blend of opportunities for real estate investors. Its thriving economy, steadily growing population, and robust housing market combine to make it an appealing destination for investment.

Scottsdale's economy is characterized by low unemployment rates and steady job growth. In fact, job growth in Scottsdale has been at 3.3% over the past year, and the city is predicted to have a future job growth of 51.2% over the next ten years[9]. This surpasses the US average and indicates a thriving economy. A strong economy often translates into a healthy housing demand from home buyers and renters.

Moreover, Scottsdale's population has been growing steadily and is projected to continue doing so. As of 2023, the city's population stood at 241,933, and it has been growing at a rate of 0.34% per year[10]. A growing population tends to increase demand for housing, presenting opportunities for real estate investors.

The housing market in Scottsdale is equally robust, with a median home price of $830,000[11]. Notably, the city's rental market thrives, with a median rent of $3,000[12]. This can provide excellent return opportunities for investors looking into the rental market.

Given this analysis, real estate investors might consider the following exit strategies in Scottsdale:

  • Buy-and-Hold: Given the city's growing population and strong rental market, investors could consider buying properties to rent out. This strategy can provide consistent rental income and potential long-term capital appreciation.
  • Vacation Rentals:Scottsdale's reputation as a resort city and its affluent demographic indicate a strong market for vacation rentals. Investors could consider buying properties to rent out to vacationers or short-term visitors.
  • Luxury Market Investments:The high median home price and Scottsdale's reputation for luxury suggest that there might be opportunities in the high-end market, whether for sales or rentals.
  • Fix-and-Flip:While the high median home price could limit opportunities for fix-and-flip investments, investors might still find underpriced homes in desirable neighborhoods that could be renovated and sold for a profit.

Scottsdale offers a promising landscape for real estate investors with its robust economy, growing population, and active housing market. However, given the city's upscale nature, investors should carefully assess their financial capacity and risk tolerance before investing in this market.

Tucson: Cultural haven with endless potential

Discover Tucson, Arizona's cultural hub, home to the prestigious University of Arizona and awe-inspiring attractions like the Saguaro National Park. This vibrant city attracts a diverse demographic, presenting abundant opportunities for long-term rentals and short-term vacation properties.

Tucson's economy is on the rise, with notable job growth that reflects the city's resilience. Tucson is positioning itself as an attractive destination for businesses and investors. In fact, the city's employment gains in 2022 grew rapidly at 3.2%[13]. While slower than the state or the nation, it was Tucson's fastest job growth in 16 years[14].

Tucson has 546,019 people in 2023, making it the second biggest city in Arizona and growing by 0.26% each year[15]. Tucson's charm and reasonable prices create a high housing demand, turning it into a haven for investors.

Tucson's housing market offers great potential for real estate investment. The median sale price of a single-family home at $359,900 and a modest year-over-year increase[16]. The city's low cost of living and distinctive attractions make it an attractive place for tenants, guaranteeing a consistent source of revenue for investors.

Based on these factors, real estate investors can consider various exit strategies that can thrive in Tucson:

  • Long-Term Rentals: Tucson's growing population and steady job growth indicate a sustained demand for housing. Investors can explore long-term rentals, targeting students from the University of Arizona and residents seeking affordable housing options.
  • Vacation Rentals: Tucson's cultural attractions, such as the Saguaro National Park and its vibrant arts scene, make it a desirable destination for tourists. Investors can capitalize on the city's appeal by offering vacation rental properties. This strategy can be particularly lucrative during peak tourist seasons and events, providing higher rental rates and potential short-term returns.
  • Fix-and-Flip: Tucson's modest year-over-year increase in home prices presents opportunities for fix-and-flip investments. With Tucson's growing economy and population, properties may need rehabilitation that can be transformed and marketed to buyers seeking move-in-ready homes.
  • Student Housing: The presence of the University of Arizona creates a demand for student housing. Investors can consider acquiring properties near the university campus and renting them out to students.

Tucson's economic growth, population growth, and attractive housing market provide a favorable environment for real estate investors. However, investors must conduct thorough market research, analyze property values and rental demand, and assess their financial capacity and risk tolerance before making investment decisions in Tucson.

Flagstaff: The northern star of Arizona

Journey to Flagstaff, a vibrant city nestled in Northern Arizona, and discover its hidden real estate treasures. With its proximity to natural wonders like the Grand Canyon, Flagstaff attracts outdoor enthusiasts and tourists, fueling its growing economy and creating exciting investment opportunities.

Flagstaff strikes a harmonious balance between local charm and corporate presence. The urban area has experienced a 2.0% rise in employment opportunities within the past year. Furthermore, there is a forecasted growth of 37.8% in job prospects over the next ten years, exceeding the national average of 33.5% in the US[17]. Its diverse business landscape and thriving economy fuel job growth and create a promising investment climate.

Flagstaff's population of 77,047 is on the rise[18], steadily increasing and contributing to the demand for housing. While the growth rate is modest, the city's unique attractions and economic opportunities make it an attractive destination for residents and investors.

Flagstaff's housing market offers an impressive median home price of $645,000[19], attracting buyers seeking quality properties. The city's rental market also thrives, with a strong demand for rental properties and opportunities for solid returns. Several exit strategies could thrive in Flagstaff based on these factors:

  • Vacation Rentals: Flagstaff's proximity to natural wonders like the Grand Canyon and its reputation as an outdoor enthusiast's paradise make it a popular tourist destination. Real estate investors can tap into the vacation rental market by acquiring properties in desirable locations, catering to tourists seeking temporary accommodations. The strong demand for vacation rentals, especially during peak seasons, can lead to high rental rates and potential short-term returns.
  • Long-Term Rentals: With Flagstaff's growing population and steady job growth, there is a consistent demand for rental properties. Real estate investors can consider long-term rentals targeting residents, including Northern Arizona University students and employees working in various industries. The demand for quality rental properties provides the potential for stable rental income and long-term returns on investment.
  • Fix-and-Flip: Flagstaff's strong housing market, indicated by the impressive median home price, presents opportunities for fix-and-flip investments. Investors can identify undervalued properties, renovate them, and sell them for a profit. The city's appeal and the demand for quality homes can contribute to successful fix-and-flip strategies.
  • Student Housing: With Northern Arizona University located in Flagstaff, investing in student housing can be lucrative. The university's student population creates a consistent demand for student housing, and properties near the campus can offer stable rental income. The potential for high occupancy rates and long-term rental demand make student housing a viable investment strategy.

Flagstaff's thriving economy, growing population, and attractive housing market make it an appealing destination for real estate investors. However, conducting thorough market research, understanding local regulations, and staying informed about the tourism industry and rental demand is crucial for successful investment in Flagstaff.

Tempe: Where energy and opportunities converge

Embrace the youthful energy and endless possibilities in Tempe, a city brimming with investment opportunities. Home to Arizona State University, Tempe's student housing market is a haven for investors seeking stable returns.

Tempe's economy is flourishing, showcasing a lower-than-average unemployment rate and robust job growth. It provides an ideal combination of reasonable prices, ease of living, and opportunities to connect with well-known businesses. Residents of Tempe enjoy hidden gems that add to the lively urban atmosphere.

Tempe distinguishes itself by having an unemployment rate of 5.4%, which is lower than the national average of 6.0%[20]. In the past year, the job market in Tempe has shown an impressive growth rate of 3.3%, surpassing the US average of 33.5%. Experts predict that job growth in the next ten years will reach an impressive 49.9%[21].

The city's varied business scene, consisting of large corporations and successful small businesses, clearly indicates its upward trajectory. This creates a stimulating and ever-changing real estate investment atmosphere.

With a population of 190,889 in 2023, Tempe is experiencing rapid growth, making it the 9th largest city in Arizona — growing at a rate of 1.82% annually[22]. Its appeal to young professionals and students ensures a continuous demand for housing and rental properties.

The housing market in Tempe presents a favorable opportunity for investment, boasting a median home price of $480,000 and a steady annual growth rate[23]. Renting an apartment in Tempe, Arizona, usually comes with a price tag of $1,925 per month, and renting a single-family home is approximately $3,772 per month[24].

Several exit strategies could thrive in Tempe based on these factors:

  • Student Housing: Tempe is home to Arizona State University, attracting a large student population. Investing in student housing, such as apartment complexes or single-family homes near the university, can provide stable rental income. The consistent demand for student housing ensures high occupancy rates and the potential for long-term returns.
  • Long-Term Rentals: With Tempe's growing population and strong job growth, there is a continuous demand for rental properties. Real estate investors can consider long-term rentals targeting young professionals and families seeking affordable housing options. The proximity to major employment centers and amenities makes Tempe an attractive location for tenants.
  • Vacation Rentals: Tempe's vibrant atmosphere and proximity to popular attractions in the Phoenix metropolitan area make it a desirable destination for tourists. Real estate investors can explore the vacation rental market, mainly targeting events and peak tourism seasons. This strategy can provide higher rental rates and potential short-term returns on investment.
  • Fix-and-Flip: Tempe's steady annual growth rate and attractive housing market create opportunities for fix-and-flip investments. Investors can identify undervalued properties, renovate them, and sell them for a profit. The demand for updated homes in desirable neighborhoods can contribute to successful exit strategies.

The city's thriving rental market and proximity to educational institutions make it a solid choice for real estate investors.

Final thoughts

Arizona, with its stunning natural landscapes, diverse cities, and thriving economy, presents abundant opportunities for real estate investment. From the vibrant atmosphere of Phoenix to the luxurious charm of Scottsdale, the intellectual ambiance of Tucson, the business-oriented culture of Tempe, and the picturesque landscapes of Flagstaff, each city presents distinctive opportunities for long-term rentals and vacation properties. These cities are primed for real estate prosperity with thriving job markets, growing populations, and dynamic housing sectors.

In the dynamic world of real estate investment, however, it's vital to have a reliable lending partner that can help navigate the intricacies of the market.

That's where Kiavi comes in

With our user-friendly platform and team of experienced professionals, we can guide you through your investment journey, offering real-time data and insights to inform your financial strategy. From identifying the right investment property to securing the best loan, we're here to help every step of the way.

At Kiavi, we're committed to transforming the real estate financing process, providing transparency, efficiency, and flexibility to meet your specific property needs. Whether you're a seasoned investor looking to expand your portfolio in Arizona, or a newcomer just starting out, Kiavi has the short and long-term financing solutions to ensure your investment journey is a successful one.

Invest in Arizona real estate with confidence. With Kiavi as your partner, you're not just buying property - you're building a future. Explore the opportunities in the Grand Canyon State today and start your Arizona real estate investment journey with Kiavi.

 

Sources:
1,2 George W. Hammond, "Arizona's Economy Remains Resilient," March 19, 2023.
3 Greater Phoenix Economic Council, "Regional Report: 2023 Economic Snapshot," January 31, 2023.
4 EliteHire Solutions, LLC, "Exploring the Job Market in Phoenix, Arizona: Opportunities and Trends," April 16, 2023.
5 World Population Review, "Phoenix, Arizona Population 2023," n.d.
6,7 Redfin, "Phoenix Housing Market," n.d.
8 Zillow, "Phoenix, AZ Rental Market," n.d.
9 Sperling's Best Places, "Economy in Scottsdale, Arizona," n.d.
10 World Population Review, "Scottsdale, Arizona Population 2023," n.d.
11 Redfin, "Scottsdale Housing Market," n.d.
12 Zillow, "Scottsdale, AZ Rental Market," n.d.
13, 14 Sperling's Best Places, "Economy in Tucson, Arizona," n.d.
15 World Population Review, "Tucson, Arizona Population 2023," n.d.
16 Taylor Freitas, "Tucson, AZ housing market: Everything you need to know," February 28, 2023.
17 Sperling's Best Places, "Economy in Flagstaff, Arizona," n.d.
18 World Population Review, "Flagstaff, Arizona Population 2023," n.d.
19 Redfin, "Flagstaff Housing Market," n.d.
20, 21 Sperling's Best Places, "Economy in Tempe, Arizona," n.d.
22 World Population Review, "Tempe, Arizona Population 2023," n.d.
23 Redfin, "Tempe Housing Market," n.d.
24 Point2, "Tempe, Arizona Rental Market Trends," n.d.